|

REGULAR
SHARE DIVIDENDS PAID*
Dividends paid for the quarter
ending Effective December 31, 2009
|
| Share
Account |
Rate |
APY* |
| Regular
Shares |
0.15 |
0.15 |
|
OTHER
SAVINGS RATES*
Effective February 10, 2010 |
| CD Accounts |
Rate |
APY* |
| 6 Month |
0.20 |
0.20 |
| 12 Month |
0.30 |
0.30 |
| 18 Month |
0.50 |
0.50 |
| Two Year |
0.60 |
0.60 |
| Share
Accounts |
Rate |
APY* |
| Money
Plus |
0.20 |
0.20 |
| IRA
Accounts |
Rate |
APY* |
| IRA Shares |
0.20 |
0.20 |
| 18 Month IRA |
0.50 |
0.50 |
*RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE ACCORDING TO MARKET CONDITIONS.
APY=ANNUAL PERCENTAGE YIELD. ASK AN EMPLOYEE FOR FURTHER INFORMATION ABOUT
THE RATES, ANNUAL PERCENTAGE YIELD, FEES, AND TERMS APPLICABLE TO THE
ADVERTISED ACCOUNTS. |