Clearwater Credit Union offers this club which is designed to teach children the valuable lesson of saving in a fun way. With this program and its specially designed products, children will be encouraged to save and learn about the credit union. Anyone 12 years of age and younger can join the Pee Wee Penguin Club with a minimum balance of $5.00. By joining this club, your child will realize the benefits such as quarterly dividends, membership card, Pee Wee Passbook, coin saver, special events throughout the year, and much, much more.