Clearwater Credit Union is an organization made up of people with a common bond. They save together and use the savings to provide their fellow members with low cost loans, when needed.

A credit union is "not for profit, not for charity, but for service." This is where Credit Unions differ from all other savings and borrowing organizations. Members, through savings in their share accounts are the owners of the credit union. Profits from the credit union are paid back to the members in the form of dividends, services, and reserves.  

The Credit Union is owned by its members. Credit Unions are run under the direction of the Board of Directors who are elected by members. The Board sets policy. The Credit Union also has a Credit Committee that can review loans. The Supervisory Committee is involved in internal controls. These are all volunteer positions. 

MEMBERSHIP

Clearwater Credit Union offers membership to city, county, state and federal employees in the counties of Nez Perce and Latah in the State of Idaho and Asotin and Garfield Counties in the State of Washington not otherwise eligible for membership in a credit union; employees of the Lewiston Orchards Irrigation District and Central Orchards Sewer District; members of and credit unions voting for and approving liquidation or merger; associations of persons or employees of a single corporation, company, or firm not otherwise eligible for credit union services; members of the medical and professional field; employees of Clearwater Credit Union; retirees of all of the above; the spouse and immediate family related by blood, marriage, adoption, or foster children of any of the above members; organizations of such persons. Over 50 Club -Residence in Nez Perce, Latah, Asotin, and Garfield County who are 50 years of age or older.

MISSION STATEMENT 

Clearwater Credit Union is a not-for-profit, member-owned, financial cooperative.  We provide services to benefit the members, while maintaining a balance between financial stability and growth.